Community finance is a term used to describe a means of obtaining capital for individuals, non-profit organisations and social enterprises, enabling them to achieve their goals.

The aim is for communities and individuals to help each other to find innovative financial solutions in situations where traditional financial options may be inaccessible or inappropriate.

In this section you will find current news, resources and other information on the topic of community finance.

Below are a number of useful websites you can visit to find out more about community finance solutions.

The Community Finance Portal provides information on community finance and an easy-to-use tool to decide which community finance option is right for you.

No Interest Loans Scheme (NILS)

NILS is a micro-finance scheme for people on low income. Small loans are available for household goods such as a fridge or washing machine.

StepUP loans

StepUP is an extension of the NILS scheme. It provides an actual bank loan at a discounted interest rate for people on low income.

AddsUP Matched Savings Plan

The AddsUP saving scheme further is available to people who have successfully complete either the NILS or Step Up scheme. The scheme provides up to dollar for dollar matching of saving.

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We have launched a brand new course on the Community Door eTraining website which provides an introduction to the social service sector in Queensland for managers and organisations new to the sector. It is free for anyone to access. It features a profile of the sector in Queensland, insights into...
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Each year grants valued between $5,000 - $50,000 are available to local government, non-government organisations and community groups to support Queensland communities affected by adversity associated with drought, disaster and other crises to build community resilience. The grants are available as...
Back by popular demand The State Councils of Social Service (COSS) are partnering to once again deliver a webinar series to uncover what every not-for-profit organisation needs to know about effectively responding to government procurement processes. The webinars will cover: Getting “tender ready”...
Many people who access help from community legal centres are likely to have unmanageable State Penalties Enforcement Registry (SPER) debts, as a result of their interactions with the criminal justice system and limited financial capacity. In this webinar, Cameron Lavery from QPILCH goes through the...
Wesley Mission Queensland’s Campaign for Change is looking for the state’s best and brightest innovators. Campaign for Change is a chance for you to make your bright ideas a reality and to make a real difference in your local community. This year Wesley Mission Queensland, with the support of the...
Treasurer Curtis Pitt has outlined three shortlisted proponents seeking to deliver innovative services under the state government’s Social Benefit Bonds program . Mr Pitt said there had been strong interest in the pilot Social Benefit Bonds initiative that will involve investors, the social...
The Guide for Community Financial Officers is designed to help Financial Officers of community organisations, of all shapes and sizes, to take on the role with greater knowledge and confidence and to help Board Members to understand what is required of a Financial Officer. This Guide is one of a...
Two new Good Money community finance stores will respond to the increasing need for access to fair and affordable financial services for Queenslanders on low incomes. The stores are a three-way partnership between Good Shepherd Microfinance, the National Australia Bank (NAB) and the Queensland...
The National No-Interest-Loan-Scheme (NILS) conference was recently held in June 2016 in Adelaide. The presentations from the conference workshops are now available: Marketing masterchef Are social enterprises the answer? Financial conversations Are you making an ethical decision? The good and the...
The 2016-17 Queensland State Budget is a solid budget for vulnerable Queenslanders. It provides funding for crucial areas such as prevention of domestic and family violence, universal access to kindy, investment in employment in regional Queensland and the provision of a range of social...

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Are you looking for support in Queensland, or trying to find a service that meets your needs? Now you can search oneplace , the service directory hosted by the Queensland Family and Child Commission. oneplace is an easily accessible directory of community services to help Queensland families to get...
The Financial Counsellors' Association of Queensland is the peak professional body representing the membership of 74 Financial Counsellors throughout inner city, suburban and regional Queensland. The FCAQ is also a not for profit organisation whose members provide a fee and accessible financial...
Social Enterprise Finance Australia (SEFA) has been established to provide tailored finance to social enterprises on commercial terms together with targeted business advice and support. Fundamental to this is a commitment to helping clients build their capacity to manage debt and become financially...
Foresters Community Finance is a non-profit organisation that has been delivering community finance and social investment products in Australia for the past 20 years. It is a Community Development Finance Institution (CDFI). CDFI’s are socially focused organisations that use community finance and...
The Community Financial Centre has been established by Our Community to give not-for-profit organisations of all types and sizes access to tools and resources to help improve their financial management, and better and more cost effective banking services. The site covers managing money,...
The RE Ross Trust published this report in 2007: Inviting Investment in Social Enterprise: A Prospectus Framework for the Social Sector The Trust acknowledges that most not-for-profit organisations must seek their funding from a diverse range of sources - government and philanthropic grants,...
This resource has been developed by Knode and Foresters to support boards and service managers assess their financial position and strategically build their organistion's financial sustainability. Building financial sustainability in your organistions contains tools to help you: Assess where your...
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Author: 
Angela Massey, Queensland Council of Social Service

Social impact bonds (SIBs) are an innovative approach to funding that pay a return based on the achievement of agreed social outcomes. Private investors provide capital to pay for program delivery and receive a rate of investment return that is linked to the success of the program, as measured...

The balance between people and money
Author: 
Alyce Maschio, Foresters Community Finance

For social enterprises and non-profit organisations, access to capital means they can build financial independence, own assets, leverage greater community benefits, and develop capacity to build a sustainable long-term future.

As the funding landscape changes and major sector...

Community of practice
Author: 
Anne Curson, Queensland Council of Social Service

It’s uncomfortable, complex, frustrating and is the origin of many of our struggles. Change - it is something that we all experience daily but don’t necessarily embrace. In the community services sector, change is something that we are accustomed to in our work places. It is a process that can...

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