Community finance is a term used to describe a means of obtaining capital for individuals, non-profit organisations and social enterprises, enabling them to achieve their goals.

The aim is for communities and individuals to help each other to find innovative financial solutions in situations where traditional financial options may be inaccessible or inappropriate.

No Interest Loans Scheme (NILS)

NILS is a micro-finance scheme for people on a low income. Small loans are available for household goods such as a fridge or washing machine.

StepUP loans

StepUP is an extension of the NILS scheme. It provides an actual bank loan at a discounted interest rate for people on a low income.