There are a range of general financial and budgeting resources which can be helpful to assist people manage their bills and cope with the cost of living.
This section will guide you to resources and tools on money advice and budgeting.
- Saving and managing money
- Where to find a loan
- Advice on insurance products
- How to find a financial counsellor
Financial abuse occurs when a partner, friend or family member manipulates your decision-making, or controls access to your money or other property without your consent. It can happen to anyone, no matter how old you are or how much money you have. The ASIC MoneySmart website has tips and helpful links.
Get smarter with your data
Watch this video from the Australian Competition and Consumer Commission (ACCC) about protecting your data from scammers.
National legislative changes to payday lending and predatory leases
Consumer leases and payday loans are often targeted at the most vulnerable members of society. Community legal centres and consumer groups frequently assist victims of this predatory behaviour, that ignores or hinders the borrower’s ability to repay the debt. There has been some progress in terms of identifying policy and legislative changes, however their passage through the Federal Parliament has stalled. In March 2017, consumer advocates from around the country met at Parliament House to lobby for #FairFinance. In this webinar the Consumer Credit Legal Service WA Inc provided an update on recent, and much needed, changes to the national laws around payday lending and predatory leases.